Julia+Simpson

Collecting Unemployment "How the Government Measures Unemployment." //U.S. Bureau of Labor Statistics//. U.S. Bureau of Labor Statistics. Web. 28 Mar. 2012. .


 * 1) Most people are still jobless once they lose their benefits
 * 2) Government counts each unemployed person each month
 * 3) Population census every 10 years
 * 4) Current Population Survey used to count every unemployed
 * 5) Determines how much money will be distributed to those unemployed
 * 6) Labor force activities are given to families
 * 7) Families must apply for jobs, trying for employment
 * 8) Those who fail, receive unemployment benefits
 * 9) Characteristics are reflected in the proper proportions of the final estimates
 * 10) A sample is not a total count
 * 11) Surveys don’t always count right, some unemployed may still get benefits
 * 12) Between 7 and 11 million dollars are distributed each year for unemployment
 * 13) Not large enough amounts of money are distributed to those who are unemployed
 * 14) Basic concepts of unemployment ↓
 * 15) Those who are jobless, yet looking for jobs are considered unemployed.
 * 16) Must be over the age of 18
 * 17) Not all of the unemployed successfully receive unemployment
 * 18) Some argue that unemployment is too restricted

"Maryland Unemployment Insurance, Compensation Answers and Job Search. MD Unemployment Office." Web. 28 Mar. 2012. .
 * 1) Maryland Department of Labor
 * 2) Benefits differ in every state
 * 3) Must have been employed with in the past year to receive benefits
 * 4) Must be unemployed not by fault
 * 5) Must file on going claims and respond to questions regarding your eligibility
 * 6) Determined to be employed
 * 7) Benefits can range from $50 per month to $350 per month
 * 8) Takes two to three weeks after you file a claim
 * 9) Duration lasts up to 26 weeks
 * 10) Main types of Unemployment:
 * 11) Structural Unemployment- Focuses on structural problems
 * 12) Frictional Unemployment- Focuses on voluntary decisions
 * 13) Behavioral Economists decide efficiency wages
 * 14) Real wage unemployment is the easiest way for income

"Maryland Unemployment Benefits Guide." //Maryland Unemployment Benefits//. Web. 28 Mar. 2012. .
 * 1) You are eligible in Maryland for Unemployment:
 * 2) You are working in hazardous work environments
 * 3) Must be willing and able to work
 * 4) You do not qualify if you are physically disabled
 * 5) Must have worked a minimum number of weeks specified by the State
 * 6) Employer must have paid unemployment taxes on your behalf
 * 7) Minimum wage is earned
 * 8) Documents required to apply for unemployment:
 * 9) Date of birth
 * 10) Social Security Number
 * 11) Details of previous employer
 * 12) Reasons you lost the job
 * 13) Job skills
 * 14) Very simple to receive unemployment benefits
 * 15) Unemployment rates have grown 4% since 2007
 * 16) Claims may be taken by a dependent (son, daughter, etc.)
 * 17) You always file your claim against your current state you abide in
 * 18) Benefits won’t be enough to cover your complete living expenses
 * 19) Those who receive unemployment benefits are still required to search for employment

"Md. Adds 5,000 Jobs in Jan. as Unemployment Hits 3-year Low." //Baltimore Sun//. 13 Mar. 2012. Web. 28 Mar. 2012. .
 * 1) ARTICLE:
 * 2) MD’s unemployment rate has fallen to the lowest level
 * 3) Improving economy
 * 4) Employer’s add 5,000 jobs during the month
 * 5) State’s jobless rate dropped to 6.5 percent preliminary figures
 * 6) It is said that companies need to hire more people
 * 7) "The head winds that have been pushing against stronger job growth have been getting less fierce," -Heidi Shierholz
 * 8) Companies added over 100 workers last year
 * 9) 203 overall ^
 * 10) Mobile Apps & businesses online interfere with companies hiring
 * 11) Bureau of Labor Statistics indicated that MD fared better in job growth last year
 * 12) MD gained 33,306 more jobs than the year before
 * 13) Businesses created about 102,000 jobs in Maryland during the worst quarter of the recession
 * 14) Gains were outnumbered by losses from businesses cutting back
 * 15) Overall loss of 82,000 jobs in 2009

"The Pros and Cons of Unemployment in a Recession." Web. 29 Mar. 2012. .
 * 1) PROS:
 * 2) **Unemployment Benefits**
 * 3) ^ Quite satisfactory
 * 4) ^ Enough money to live on, with a few exceptions
 * 5) ^ First $2,400 is tax free
 * 6) ^ Those collecting can fare better than those in the workforce
 * 7) **Long Term Planning**
 * 8) ^ Free Time
 * 9) ^ Time to reflect on previous work history
 * 10) ^ Plan steps for new career
 * 11) ^ Explore other opportunities
 * 12) ^ Long term financial planning
 * 13) ^ Relocation
 * 14) ^ Dedication to family members
 * 15) **Retraining/Education**
 * 16) ^ Go back to school
 * 17) ^ Pursue a different career
 * 18) **Save on Associated Costs of Employment**
 * 19) ^ No need to worry about purchasing professional attire
 * 20) ^ No costs for transportation, business dinners, etc.
 * 21) CONS:
 * 22) Do not leave overage for savings
 * 23) Not able to continue creating retirement funds
 * 24) Not able to pay off debts so easily
 * 25) No employee benefits
 * 26) Buying insurance is extremely expensive
 * 27) Financial stability goes downhill

"Unemployment: The Good, the Bad, and the Ugly." //The Glittering Eye -//. Web. 29 Mar. 2012. .


 * 1) “Overall, the decline in the unemployment rate is positive news, but it only underscores the importance of us not letting up on our efforts,” President Obama
 * 2) “We know these numbers can bounce around from month to month, but the trend is clear,” Obama
 * 3) Present unemployment is cyclical in nature
 * 4) Employment won’t grow to its former levels until aggregate demand returns to its former level
 * 5) The European solution to this problem was to put much higher government support in place for those who are unemployed

"Employment Insurance Regular Benefits." //Bienvenue à Service Canada//. Web. 29 Mar. 2012. .
 * 1) Frequently asked questions:
 * 2) What is unemployment insurance?
 * 3) >> temporary income for workers who are unemployed through no fault of their own
 * 4) What are the basic, eligibility requirements for receiving benefits?
 * 5) >>Be fully or partially unemployed, be physically and mentally able to work full time, file your weekly claims as directed, etc.
 * 6) Where can I file my insurance claim?
 * 7) >> By telephone, English or Spanish. (TeleBenefits Line), Online,
 * 8) How much will I get?
 * 9) >> 4 Calendars quarters

"The British Journal of Psychiatry." //Female Unemployment and Attempted Suicide.// Web. 30 Mar. 2012. .
 * 1) Unemployment became more common among females
 * 2) Attempting suicide in Oxford
 * 3) Occurred between 1976 & 1985
 * 4) Rise was less expected from the increased general-population female unemployment rate
 * 5) Rates of attempted suicide among unemployed women were 7.5 times higher than those of employed women in 1982
 * 6) Many of the unemployed caused themselves to lose their jobs
 * 7) Women had a history of psychiatric difficulties
 * 8) Many suffered from alcoholism
 * 9) Increased risk of suicidal behavior
 * 10) Women already predisposed to attempting suicide are more likely to become unemployed

<span style="color: black; font-family: 'Times New Roman','serif'; font-size: 16px;">"Unemployment, Job Retention, and Productivity Loss Among Employees With Depression." //Www.psychiatryonline.org//. American Psychiatric Association, 1 Dec. 2004. Web. <http://psychiatryonline.org/article.aspx?articleid=89391>.
 * 1) Six month follow up data was recorded on those employed
 * 2) 229 Employees with depression in 3 different groups
 * 3) 173 healthy employees with minimal job difficulties
 * 4) 87 with rheumatoid arthritis
 * 5) Healthy Control Group took information down on these employees ^
 * 6) Human investigations were performed for further information on the employed
 * 7) Individuals were eligible if they were aged 18 to 62 years and worked at least 15 hours per week
 * 8) They were excluded if they plan to retire in 2 years, addicted to any drug/alcohol, bipolar, etc.
 * 9) Routine office visits were given to the employed patients
 * 10) Screening tests were given with checklist’
 * 11) Items on the screener addressed employment status, retirement plans, disability, or compensation claims.
 * 12) CAGE questionnaire used to measure alcoholism
 * 13) World Health Organization assessed these issues
 * 14) Scanners were scanned on site
 * 15) Eligible patients with depression or rheumatoid were selected for further assessment
 * 16) Needed to achieve statistical power for the healthy employees
 * 17) control group selection algorithm was programmed into the scanner
 * 18) Selecting only one out of every ten healthy patients screened for the control group.
 * 19) Physicians were informed if their patients screened positive for depression
 * 20) Patient Health Questionnaire Depression Scale
 * 21) Four outcome measures
 * 22) Follow up employment status was determined by questioning the patients
 * 23) Job retention was determined by asking the patients if they’ve been fired or laid off
 * 24) Compared baseline and six-month follow-up occupational data
 * 25) Scale scores reflect the percentage of time in the previous two weeks an employee was limited on the job
 * 26) Differences between the groups were tested with analysis of variance
 * 27) Studies provided enough information for a decision to be made on collecting unemployment
 * 28) Of the 572 participants, 81% were females
 * 29) Half of the participants had a professional occupation
 * 30) Productivity loss at follow-up was greatest in the depression groups
 * 31) Majority had no means to stop working
 * 32) Many individuals with depression do not receive adequate diagnosis and treatment
 * 33) Data suggests that there is a need for programs, in addition to quality medical care

Note Count: 151